Disclosure

My personal investment holdings change with a degree of frequency that makes it likely that investments that I comment on (or love/hate) might no longer be in my portfolio. Clearly, my personal views are exactly that-my own commentary and my own perspective given my own financial situation and tax considerations. everyone needs to assess their own financial goals and objectives, their tax situation, as well as their personal level of risk/volatility tolerance. It clearly helps to have a professional investment adviser to check with if you have questions about an investment or strategy, and you should discuss matters with a pro if you can/need additional advice.